Homestead Information

What is the Homestead Act?

An estate of homestead is a type of protection for a person’s principal residence. There is an automatic homestead protection of one hundred and twenty-five thousand dollars ($125,000) with respect to a home that does not declare a homestead exemption with the Registry of Deeds. This automatic protection may be sufficient to protect a deposit made upon the estate; however, it is not likely to be sufficient coverage to protect the full value of your home. In order for homeowners in Massachusetts to protect the value of their property up to five hundred thousand dollars ($500,000) per residence, per family, you must file a document called a “Declaration of Homestead”. The form is filed at the Registry of Deeds in the county or district where the property is located, referencing the title/deed to the property.

For more detailed information about the Homestead and forms to file, see the links below:

PDF Printable Forms

The Declaration of Homestead may be filed in person or by mail. To file by mail:

Check List – Fill out the Homestead Declaration Form completely, sign it and have it notarized.

Mail the original form together with a check for $35.00 payable to the Commonwealth of Massachusetts and a Self-Addressed Stamped Envelope to either office:

Hampden County Registry of Deeds
436 Dwight Street, Room B042
Springfield, MA 01103


Hampden County Registry of Deeds
59 Court Street, Room 104
Westfield, MA 01085

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Hampden County Registry of Deeds

Springfield Office
436 Dwight Street, Room B042, Springfield MA 01103
(Springfield State Office Building)

Westfield Office
59 Court Street, Room 104, Westfield, MA 01085
(Westfield City Hall)

Main Number:

[email protected]

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