Frequently Asked Questions
The information provided below is presented for informational purposes only. If you have specific questions concerning real estate you should consult an attorney.
What is a deed?
A Deed is a written document by which the buyer obtains record title to real property. There are several types of deeds. The most common types in this area are Quitclaim or Warranty Deeds. In a Quitclaim Deed, the owner states that he/she has not encumbered any debts or liens against the title but is unwilling to state that his/her predecessors did not do the same. In a Warranty Deed, the owner warrants that he/she has not encumbered any debts or liens against the title and guarantees that his/her predecessors did not encumber the title.
How do I obtain a copy of my deed?
You can obtain a copy of your deed by going to www.masslandrecords.com, to download and/or print it for free. Other documents prior to 1915 can be found in our book vault or be ordered from the Registry of Deeds. If your property is Registered Land, you may obtain a copy of it online. Otherwise, to obtain a copy of your deed from the Registry please send your request with the book and page reference or document number reference of the deed you are looking for to P.O. Box 5231, Edgartown, MA 02539. If you do not know the title reference, please list the owners name, street address and town where the property is located. Do not forget to note your return address on your request. All requests for copies must be prepaid. Copies cost $1.00 per page and the Registry does require either a self-addressed stamped envelope or $1.00 per document for return postage. If you have questions about how much your copies will cost please call us at (508) 627-4025.
The Registry of Deeds cannot do a title search for you. If you are looking to research a title or need copies of more than just your deed you can contact an independent title examiner. There are many people who make their living doing title examinations who are at the Registry every day. We would be happy to provide you with the names of examiners if you need one.
How do I change title on recorded land?
If you own property and you want to transfer ownership to someone else or if you want to retain an ownership interest and grant a part ownership to someone else you need to do that by preparing and executing a new deed. You cannot do this through a phone call to us or by a letter or by crossing out and/or adding names to your old deed. We at the Dukes County Registry of Deeds cannot prepare the deed for you, we do not have deed forms, nor can we advise you as to whether the deed you present to us will have the effect of doing what you tell us you want it to do.
All we can do is examine the deed to determine if it meets the legal requirements for recording. If a deed meets the basic legal requirements for recording and the proper fee is presented a deed will be accepted for recording. Please be advised that once a deed is accepted for recording it cannot be removed from the public record. We urge you to seek the advice of an attorney before recording a deed because the consequences of a mistake can be significant.
Under Massachusetts law a deed conveying recorded land, in order to be accepted for recording, must include the following: (See M.G.L. Ch. 183 Sec. 6, 6A, 6B and 29).
The name(s) of the grantor(s).
The name(s) of the grantee(s).
The residence and post office address of at least one grantee.
A recital of the amount of the full consideration in dollars or the nature of the other consideration therefore, if not delivered for a specific monetary sum. Full consideration shall mean the total price for the conveyance without deduction for any liens or encumbrances assumed by the grantee or remaining thereon.
Acceptable examples of statements of consideration if not for a specific dollar amount are: Nominal non-monetary; Less than $100.00; Love and affection; Estate planning; Dissolution of a business or marriage; No consideration.
Unacceptable examples of statements of consideration if not for a specific dollar amount are: monetary consideration; Good and valuable consideration; Such that no documentary stamps are required; For consideration paid.
* A property description that (a) indicates that the land conveyed is the same as described in or conveyed by prior recorded instruments identified sufficiently to locate the place of recording within the registry, or states the instrument does not create any new boundaries, or (b) the instrument identifies the land conveyed either by reference to a plan or plans previously recorded in the registry of deeds and identified sufficiently to locate the place of recording therein, or by reference to a plan or plans recorded with the conveyance.
* The street address of the property, where applicable. Time-share deeds do not need a street address noted.
* Signatures of all of the grantors. At least one signature must be acknowledged (notarized).
See the recording fee section of this web site for information on fees and calculating excise taxes.
REMEMBER: A DEED IS A LEGAL DOCUMENT, CONSULT AN ATTORNEY BEFORE RECORDING A DEED.
How do I change title on registered land?
If you own property and you want to transfer ownership to someone else or if you want to retain an ownership interest and grant a part ownership to someone else you need to do that by preparing and executing a new deed. You cannot do this through a phone call to us or by a letter or by crossing out and/or adding names to your old deed. We at the Dukes County Land Court cannot prepare the deed for you, we do not have deed forms, nor can we advise you as to whether the deed you present to us will have the effect of doing what you tell us you want it to do.
All we can do is examine the deed to determine if it meets the legal requirements for registration. If a deed meets the basic legal requirements for registration and the proper fee is presented a deed will be accepted for registration after it has been to the Martha’s Vineyard Land Bank. Please be advised that once a deed is accepted for registration it cannot be removed from the public record. We urge you to seek the advice of an attorney before registering a deed because the consequences of a mistake can be significant.
Under Massachusetts law a deed conveying registered land (land court land), in order to be accepted for registration, must include the following: (See M.G.L. Ch. 185 Sec. 61, 61A and M.G.L. Ch.183 Sec. 6 and 29).
The name(s) of the grantor(s).
The name(s) of the grantee(s).
The residence and post office address of at least one grantee.
A recital of the amount of the full consideration in dollars or the nature of the other consideration therefore, if not delivered for a specific monetary sum. Full consideration shall mean the total price for the conveyance without deduction for any liens or encumbrances assumed by the grantee or remaining thereon.
Acceptable examples of statements of consideration if not for a specific dollar amount are: Nominal non-monetary; Less than $100.00; Love and affection; Estate planning; Dissolution of a business or marriage; No consideration.
Unacceptable examples of statements of consideration if not for a specific dollar amount are: for monetary consideration; Good and valuable consideration; Such that no documentary stamps are required; For consideration paid.
A property description that states the lot number, the Land Court Plan the lot is shown on and the grantor’s certificate of title number.
The street address of the property, where applicable. Time-share deeds do not need a street address noted.
Signatures of all of the grantors. At least one signature must be acknowledged (notarized).
See the recording fee section of this web site for information on fees and calculating excise taxes.
REMEMBER: A DEED IS A LEGAL DOCUMENT, CONSULT AN ATTORNEY BEFORE RECORDING A DEED.
I have changed my name and want to update my deed
If you changed your name, surprisingly, you don’t have to do anything. You still own the property no matter what you call yourself. The next time you have to record a document for some other reason (refinance, homestead), just write your name CURRENT NAME formerly known as PREVIOUS NAME. We will include both names in our index so anyone researching the title will see that both names refer to the same person.
What is the difference between Recorded Land and Registered Land?
Registered land is a more complex form of land ownership. Land that has gone through a Land Court Registration and Decree process is termed Registered land. You know you are dealing with Registered land if there is a reference to a document number or certificate of title number in the property description.~ The “Land Court” or “Registry District” is a separate unit from the regular or “recorded land” section of the Registry of Deeds. It is an adjunct of the Land Court, which has its main office in Boston. The land Court is a Department of the Trial Court and has exclusive jurisdiction over Registered Land. Generally, Registered land is land that at some point in time had been the subject of an ownership or boundary dispute. After the Land Court renders a decision as to the ownership and boundary lines of real property, those issues can never again be disputed as to that property. All subsequent documents affecting that property have to be registered with the appropriate registry district. A Certificate of Title is issued for each new owner of Registered land. The Certificate of Title lists all of the liens, mortgages, encumbrances and rights that go with the property. Registry districts will not accept documents for registration unless they meet the strict requirements set out by the Land Court. As with recorded land, it is generally necessary to have a title search done by a qualified attorney or title examiner to determine the status of a Registered title/property.
What do I need to do after I have paid off my mortgage?
Congratulations! You have paid off your mortgage. Your lender should mail you a package of documents that includes one called a Discharge of Mortgage (or Release or Satisfaction or something like that). That document must be recorded at the Registry of Deeds. Mail the original, a check payable to Registry of Deeds for $105, and a self-addressed, stamped envelope to Registry of Deeds, PO Box 5231, Edgartown, MA 02539. We will record the document the day we receive it and will return the original to you. PLEASE NOTE that some lenders record the discharge for you and then send you a copy. If you have any questions about whether your discharge has already been recorded, call or email and we will check for you.
I paid off my mortgage; now I want my deed
Many people mistakenly believe that their property deed is held as security pending the payoff of their mortgage. Unlike the title to a car, this is not how real estate works. When you first bought your property, your lawyer recorded the deed, but the Registry of Deeds would have scanned the document and returned the original to your lawyer. If you never got the original deed, don’t be concerned. A copy of the deed from the Registry of Deeds is all you will ever need (You don’t need the original deed to sell the property).
How much does it cost to record a document at the registry of deeds?
My spouse died, how do I take his/her name off the deed?
You don’t literally take the name off the deed. Most married couples who own real estate hold title as “tenants by the entirety”. This type of ownership has a right of survivorship. When one spouse dies, the interest that spouse had in the property is legally extinguished leaving the surviving spouse as the sole owner of the property. A new deed is not prepared or issued, rather the surviving spouse should record a certified copy of the death certificate for the deceased spouse, and if wished, noting in the left hand margin of the death certificate the street address/town and title reference of the property owned by the decedent. The town assessor’s office will download a copy of recorded document and the property tax records and bills will be changed accordingly. The surviving spouse’s title will still be the original deed by which the spouses became owners of the property. That deed together with the recorded death certificate would show that the surviving spouse is the sole owner of the property. It may also be necessary to record an estate tax lien release for the deceased spouse (for more information see ‘Estate Tax Overview’). If the couple hold title as “Tenants in Common”, means the interest of the decedent passes to his/her estate and not automatically to the surviving tenant. In the case where two persons own a property as tenants in common and one dies, the survivor has a one-half interest in the property and the heirs at law of the decedent (determined by probate) own the other one-half interest.
I own property with a friend who just died. Who owns it now?
I can't find my deed. Is that a problem?
What is a declaration of homestead?
We have a separate section devoted to Homestead issues.Click here to go to the Homeastead FAQ’s and to download Homestead forms.
I own a vacation home; does the homestead cover it?
The Homestead only protects your principal residence. It does not cover a second home or a rental property.
What is a life estate?
A “life estate” is a type of property tenancy that lasts for the life of the named life tenant. For example, the grantee clause of a deed may read “to B__ during his life and then to C__”. This would give “B__” ownership of the property during his lifetime and upon his death the property would go to “C__”. “B__” could sell his interest in the property to “D__” but “D__” would only own the property for as long as “B__”
I paid off a lien; how do I get it removed from your records?
A document that is recorded at the Registry of Deeds is never removed from the official records. Instead, another document that discharges or releases the first one is recorded. If a creditor has sued you in court for an unpaid debt and has recovered a judgement against you, the court will issue an Execution against you in the amount of the judgment and the creditor will have the sheriff record the Execution at the Registry of Deeds. When you settle the case, the creditor should inform the court of the settlement. You then go to the Clerk’s Office of that court and obtain a Clerk’s Certificate that says the case has been resolved. Bring that Clerk’s Certificate to the Registry of Deeds and record it. The recording fee is $105. When we record that document, we will link it to the Execution to show that it has been paid off.
Someone owes me money. How do I put a lien on their property?
Generally, the only way to put a “lien” on a property is to file a lawsuit and get a Writ of Attachment or an Execution issued by a Court, which you would have recorded at the Registry of Deeds by the Sheriff’s Office. If the money is owed to you as payment for goods and services performed on a building or real estate, you may be able to create a “mechanic’s lien”. The procedure for doing this is set out in Massachusetts General Laws Chapter 254. The “mechanics lien” law has some strict procedural deadlines, so read it carefully.
In some cases, you must obtain a judge’s permission to place a lien on someone’s real estate. This involves starting a lawsuit and making your request for a lien at a formal hearing before a judge. If the judge agrees with your request, the court will issue you a document (usually called an attachment) that can be recorded at the registry of deeds.
Registry personnel cannot help you with this so you are advised to seek the help of an attorney.
What is a Municipal Lien Certificate?
Despite its name, a Municipal Lien Certificate does not mean you have a lien against you. Under Massachusetts law, unpaid real estate taxes and other municipal charges “run with the property.” If you buy the property from the person who owes the taxes and the taxes remain unpaid, the town could take the property for nonpayment of taxes, even though you are the new owner and you’re not the one who owes the taxes. Recording a Municipal Lien Certificate protects against that happening since your exposure to unpaid taxes is limited to any amount shown on the MLC.
Property Tax Information
The County does not hold any tax records. You must contact the Tax Assessor for town where the property is located. See phone numbers below:
Aquinnah – (508) 645-2306
Chilmark – (508) 645-2102
Edgartown – (508) 627-6140
Gosnold – (508) 990-7408
Oak Bluffs – (508) 693-3554
Tisbury – (508) 696-4207
West Tisbury – (508) 696-0101
Where do I get a copy of my plot plan?
A “plot plan” is not a boundary survey, it is a plan of the location of improvements on a parcel of land. A “plot plan” shows the footprint of a building on a lot of land. The bank or mortgage company generally requires it when you are buying and/or mortgaging a house to certify that the building meets all zoning requirements regarding setbacks, etc. Plot plans are not recorded with the Registry of Deeds. Plans that are recorded at the Registry of Deeds are usually “subdivision plans” that show how a large parcel of land is divided into lots. Subdivision plans only show the boundaries of a lot and not the buildings on the lot.
Are the rules the same to record timeshare documents?
What towns are included in the Dukes County Registry of Deeds district?
The Dukes County Registry of Deeds includes:
Aquinnah
Chilmark
Edgartown
Gosnold
Oak Bluffs
Tisbury
West Tisbury
How are names indexed in the computer?
This is a general guide as to how the Registry creates the indexes and how you can best use the computer to search the indexes.
The Registry enters names in the computer as they appear on the original instrument, surname first, given name second, without alternate spellings or corrections except as indicated below:
Obvious misspellings and/or obvious differences between the printed name and the signature may be cross-indexed.
Mt.(Mount), St.(Saint) will be spelled out as it appears on the document.
Hyphenated single words will be typed with a hyphen (Example: “Co-operative” will be typed as “Cooperative”).
An ampersand (&) will be used for the word “and” and will be typed with a space before and after the ampersand.
Initials will be typed without a space between each initial. Periods are not used. (Example: “A.B.C. Corporation” = “ABC Corp)
Human surnames presented with an obvious prefix is entered as one word. If the obvious prefix is also a common given name it is entered (1) with the prefix as the beginning of the last name and (2) with the apparent prefix as a first or middle name. EXAMPLES: “Mary O’Brien” = OBRIEN, MARY; “Anthony La Crosse” = LACROSSE, ANTHONY; “Carl Van Cott” = VANCOTT, CARL and COTT, CARL VAN
Name endings such as “Jr.” “Sr.”, “Third”, are considered part of the given name. “Jr.” and “Sr.” will be typed in their abbreviated form. (Example: “John Jones, Senior” = “Jones, John Sr.”, “John Jones the Third = Jones, John III”)
Corporations, companies, towns, trusts, clubs, associations are treated in their entirety as surnames.
The words Company, Companies, Corporation, Incorporated, will be abbreviated as Co., Cos., Corp., Inc., when they appear as the last word in a company name.
The County of Dukes County will be indexed as Dukes County and will not use the word “of”. Similarly, the Commonwealth of, State of or Town of will be indexed minus the word ‘of’.
When a company name has repeatedly and consistently been treated in one particular way so as to have acquired an accepted and established written form, an unusual and dissimilar treatment of the name, one which is immediately recognized as differing from the established form, will, generally, be cross indexed so as to include the established usage.
The word “The” is not used when it begins a name. (Example: “The Bank of Boston” = “Bank of Boston”.)
Agencies, divisions, departments of a Town, County, State will be indexed by the Town, County, State, followed by the agency, division or department. (Example: “Town of Edgartown Planning Board” = “Edgartown Town Planning”.
Any combination of words meant to identify the United States of America (i.e. United States, U.S., U.s.a.) will be entered as USA followed by the name of the agency. EXAMPLE: United States Treasury Department = USA TREASURY
How do I best use the computer system?
This is general guide as to how to best use the Dukes Registry of Deeds systems. This guide, used along with our “Guide To How Names Are Indexed In The Computer”, should help you effectively and accurately use our computer system for your title searches.
There is no substitute for reading the directions on the screen of the computer. We attempt to highlight all recent changes and additions to our program, but, a periodic review of the instructions on the screen can save even the most experienced computer user a lot of frustration. This guide will not repeat the instructions on the screens. Its purpose is to give you hints and methods to enable you to use the system most efficiently and effectively.
- When searching for an individual enter the last name(surname) first. Then press the TAB key. Then enter the first name(given name). When searching for a corporation, company, town, state, county, trust, club or association treat it as one last name(surname). Do not enter anything in the given name field.
- When searching by name, the less information entered the broader the search. The more information entered the narrower the search. I suggest beginning a name search by entering the LAST NAME ONLY. If you are entering an uncommon name, a long name, or an unusually spelled name I suggest entering just the first few letters of the name to start the search. By doing this initially you can make sure you will get all the possible listings for your subject. After you scan through the broad list you can then reset the screen and narrow your search by adding a given name. EXAMPLE: You want to do an index search for John F. Meade. First enter: MEADE With that entry you get a list of every person or company that has MEADE in first five letters of his/her/its name. If you first entered: MEADE tab JOHN F You would only get a listing of people with that exact name and you would miss any entries that did not include a middle initial. *Reminder: The Registry enters names in the computer as they appear on the original instrument. If the original instrument has a typo, a misspelling, is missing a middle initial, etc., you could miss an important recording if you make your search too specific. Check the Indexing Guide to see how we treat special cases and…Let’s be careful out there!
- When you do want to enter a middle initial for a name just enter it one space after the given name and do not use a period.
- Do not enter titles, such as Attorney, Conservator, Administrator, Doctor, Mr., Ms., Mrs., Executor, etc. when searching a name. Just enter the name without a title.
- Agencies, divisions, departments of a Town, County, State or the United States are not indexed separately. Example: If you are looking for something from the Edgartown Planning Board you enter “Edgartown Town Planning”. You cannot specify the particular board, agency or division of a government.
- Do not assume that you have seen all of the information for your specific search request until you see a message at the bottom of the screen that says: Last available entry displayed.
- When searching for a street address you should enter the number of the property first (Arabic Numerals), then one space, then the street name. You may not want to enter any number at all so as to get the broadest possible list.
- When searching via book and page or document number you can advance to the next page or document number simply by pressing the CMD 9 key again. You do not need to clear the screen to see the next entry.
We Are Here to Assist You
Our office is open Monday through Friday from 8:30AM to 4:30PM and our staff is here to assist you with any filing.(508) 627-4025