Below you will find information on Housing Counselors and First-Time Home Buyer Programs.
- Housing Counselors:
A HUD approved housing counselor is an experienced, trained professional who can advise you in making housing decisions, protecting your credit, buying a home, financing the purchase and preventing foreclosure.
The seventeen (17) housing counselors listed below all appear on the Consumer Financial Protection Bureau’s list of free or low cost HUD approved housing counselors located in Suffolk County. The programs and services can vary - the Registry suggests that you contact several of them in your area to find the one that best fits your needs and schedule. Listed alphabetically they are as follows:
- Action for Boston Community Development, Inc.
178 Tremont St.
Boston, MA 02111
(617) 348-6000
www.bostonabcd.org - Allston Brighton Community Development Corporation
18R Shepherd St. – Suite 100
Brighton, MA 02135
(617) 787-3874
www.allstonbrightoncdc.org - Asian Community Development Corporation
38 Oak St.
Boston, MA 02111
(617) 482-2380
www.asiancdc.org - Chelsea Restoration Corporation
154 Pearl St. – Office 2
Chelsea, MA 02150
(617) 889-2277
www.chelsearestoration.org
- Citizens Housing and Planning Association
18 Tremont St. – Suite 401
Boston, MA 02108
(617) 742-0820
www.chapa.org
- Codman Square Neighborhood Development Corporation
587 Washington St.
Dorchester, MA 02124
(617) 825-4224
www.csndc.com
- Ecumenical Social Action Committee, Inc.
434 Jamaicaway
Jamaica Plain, MA 02130
(617) 524-2555
www.esacboston.org
- The Housing Partnership Network
1 Washington Mall – 12th Floor
Boston, MA 02108
(617) 720-1999
www.housingpartnership.net
- Massachusetts Affordable Housing Alliance
1803 Dorchester Ave.
Dorchester, MA 02124
(617) 882-9100
www.mahahome.org
- Metro Housing Boston
1411 Tremont St.
Boston, MA 02120
(617) 859-0400
www.metrohousingboston.org
- Money Management International
225 Franklin St. – Suite 2672
Boston, MA 02110
(713) 394-3232
www.moneymanagement.org
- Neighborhood Assistance Corporation of America (NACA)
225 Centre St. – Suite 100
Roxbury, MA 02119
(617) 250-6244
www.naca.com
- Neighborhood of Affordable Housing, Inc. (NOAH)
143 Border St.
East Boston, MA 02128
(617) 567-5882
www.noahcdc.org
- NID Housing Counseling Agency
150 Belgrade Ave.
Boston, MA 02131
(617) 296-3693
www.nidhcaboston.com
- Nuestra Comunidad Development Corporation
56 Warren St. – Suite 200
Roxbury, MA 02119
(617) 427-3599
www.nuestracdc.org
- Urban Edge
1542 Columbus Ave.
Roxbury, MA 02119
(617) 989-9300
www.urbanedge.org
- Vietnamese American Initiative for Development (VietAID)
42 Charles St. – Suite E
Dorchester, MA 02122
(617) 822-3717
www.vietaid.org
- First-Time Home Buyer Programs:
Home buyer counseling agencies provide educational workshops which prepare individuals and families to purchase a home. At first-time home buyer programs prospective buyers learn about the entire home buying process; including, how to deal with credit issues, working with real estate agents, applying for mortgage financing and choosing the most affordable mortgage option.
Some of the agencies listed below also offer post-purchase workshops assisting home owners in maintaining their homes and financing home improvements.
The Citizens’ Housing and Planning Association (CHAPA) believes that every person in Massachusetts should have a safe, healthy, and affordable place to call home. They achieve this goal by advocating for opportunity, expanding access to housing, and developing the field through training and education. For Boston, Chelsea, Revere and Winthrop, CHAPA lists the following decorated home buyer counseling agencies, all of which have been awarded a seal of approval by the Massachusetts Home Ownership Collaborative for comprehensive programming:
- Allston Brighton Community Development Corporation – Allston/Brighton
Michael Meiser – (617) 787-3874
Classes available in person, online and in Spanish
- Asian Community Development Corporation – Boston/Chinatown
Lee Lin – (617) 482-2380 x 208
Classes available in person in Cantonese, Mandarin and English
- Chelsea Restoration Corporation – Chelsea
Leisla Ortiz – (617) 889-2277
Classes available in person, online and in Spanish
- City of Boston, Department of Neighborhood Development – Downtown Boston
Christine McCrorey – (617) 635-4663
Boston Home Center
- Codman Square Neighborhood Development Corporation – Dorchester
Abadur Rahman – (617) 825-4224
Classes available in person
- Financial Education Associates – Boston
Jaqueline Cooper – (888) 839-0963
Classes available in person and online
- Massachusetts Affordable Housing Alliance – Dorchester
Hilda Hernandez – (617) 265-8995 x 313
Classes available in person, online and in Spanish
- Neighborhood of Affordable Housing (NOAH) – East Boston
Diana Franco – (617) 418-8266
Classes available in person, online and in Spanish
- Nuestra Comunidad Development Corporation – Roxbury
Andora Monteiro – (617) 989-9900
Classes available in person, online and in Spanish
- Urban Edge Housing Corporation – Roxbury
Ginny Gilmartin – (617) 989-9318
Classes available in person, online and in Spanish
- Viet-AID – Dorchester
HOA Ngo – (617) 822-3717 x 10
Classes available in person and in Vietnamese